Strategies Impact-First Capital Preservation

Our core focus at Ceniarth is deploying impact-first capital that maximizes outcomes in underserved communities while delivering modest returns to preserve the value of our capital base over time.  From Community Development Finance Institutions (CDFIs) in the United States to Microfinance Investment Vehicles (MIVs) globally, impact-first investments are proven funds and enterprises that have demonstrated success in providing direct and measurable benefits for target customers. The portfolio is heavily weighted toward direct lending, private credit, real assets, and private equity.


Examples From Our Portfolio

Global Partnerships

Global Partnerships is a nonprofit impact investor whose mission is to expand opportunity for people living in poverty. Since 1994, GP has invested over $150M through an extensive MFI network.

Visit website

Root Capital

Root Capital assists agricultural cooperatives and small growers in poor, vulnerable regions by lending capital, providing financial training, and strengthening market connections.

Visit website

Advance Global Capital

AGC focuses on financial inclusion by connecting small & medium-sized enterprises in need of working capital with investors who seek commercial returns and positive social impact.

Visit website

Lendable

Lendable’s data science team aims to drive down the cost of lending in the developing world by using predictive analytics to more accurately assess credit risk and revenue opportunities.

Visit website

MCE Social Capital

Founded in 2006, MCE is a non-profit impact investor making use of a unique guarantee structure to provide loans to high-impact MFIs and social enterprises across emerging markets.

Visit website

Microvest

MicroVest provides financing to low-income financial institutions (LIFIs) that provide ethical and sustainable financial products and services to under-banked populations.

Visit website

ROC-USA

ROC-USA is a non-profit social venture scaling resident ownership of manufactured home communities and has provided capital to over 250 communities across 16 states.

Visit website

HOPE Credit Union

Since 1994, HOPE Enterprises and Credit Union has generated more than $2.5 billion in financing benefitting more than 1.5 million people throughout the Mississippi Delta region.

Visit website

EFTA

EFTA is a speciality finance company serving small and medium enterprises and farmers in Tanzania. EFTA focuses on equipment loans secured against the asset itself.

Visit website

Cross Boundary Energy

CBE finances distributed solar projects between 100kW and 10MW that serve Commercial and Industrial clients across Africa, providing cheaper and cleaner power to African enterprises.

Visit website

CIM

Community Investment Management provides financing to small businesses in the United States in partnership with a select group of technology-driven, marketplace lenders.

Visit website

Quona Capital

Quona focuses on fintech companies that are expanding access to financial services for underserved consumers and businesses in Latin America, Africa, India and Southeast Asia.

Visit website

Omnivore

Omnivore is an India-based venture fund focused on entrepreneurs building the future of agriculture and food systems with an emphasis on agritech innovation.

Visit website

CCM

CCM invests a managed account for Ceniarth in high credit quality, fixed-income securities, solely in persistent poverty counties, that finance community and economic development.

Visit website

AlphaMundi

AlphaMundi’s SocialAlpha Investment Fund Bastion is a debt fund, complemented by philanthropic capital, providing financing to SMEs in Latin America and Africa with a strong emphasis on gender lens investing.

Visit website

SunFunder

SunFunder is a speciality finance fund serving over 50 solar enterprises providing short-term, working capital and project finance loans for solar lighting, home systems, micro-grids and commercial solar projects.

Visit website

SBCP

Southern Bancorp Community Partners, a CDFI loan fund associated with Southern Bancorp, one of the largest rural development banks in the country, provides lending support in distressed areas.

Visit website

Goodwell

Goodwell Investments is a venture firm focused on financial inclusion, fintech and inclusive growth in sectors providing basic goods and services and income generation opportunities to the underserved.

Visit website

WWB Capital Partners

WWB Capital Partners is a private equity fund that makes direct investments in microfinance institutions, principally those in the WWB network that strive to develop women-centered financial products.

Visit website

Oweesta

As the only intermediary of its kind, Oweesta serves Native communities by providing technical assistance, lending capital, as well as advocacy support to Native CDFIs across the country.

Visit website

FAHE

Founded in 1980, FAHE is a CDFI serving a network of members throughout Appalachia and over the last 40 years has invested over $900M generating $1.5B in finance supporting over 600,000 people in the region.

Visit website

Blue Orchard InsuResilience

This Climate Resilience fund invests with MFIs developing loan products that support the adaptation to climate change by improving access to and the use of insurance in developing countries.

Visit website

Rose Housing Preservation

With deep experience in the affordable housing financial and regulatory world, Jonathan Rose Housing Preservation fund works to acquire, improve, and preserve affordable-housing properties across the U.S.

Visit website



View Other Strategies